Basic coverages for your vehicle
expenses of a person injured by you due to a motor vehicle collision.  Usually
displayed as an amount per person and amount per accident.  The minimum
required in Nevada is $15,000/$30,000.

Property Damage (PI)- Property damage coverage pays for the possessions of
others that you may damage due to a vehicle collision.  It is displayed as a
single number following the BI coverage.  In Nevada the minimum is $10,000

Uninsured Motorist (UM)- This is designed to protect you and your passengers
from the medical expenses that may occur if you are struck by a driver with no
insurance.  Coverage in usually identical to BI coverage with an amount per
person and amount per accident.

Medical Coverage (Med Pay)- This is no-fault coverage for everyone in your
vehicle to help cover medical expenses regardless of who causes an accident.

Comprehensive (Comp)- This coverage repairs or replaces your car in the event
of theft, vandalism, weather damage, or any other non-collision loss.  This
coverage has a deductible which represent the amount of the repair cost that
you are responsible for.

Collision (Coll)- Collision coverage repairs or replaces your vehicle in the event
of a collision regardless of who is actually at fault.  This coverage has a
deductible which represent the amount of the repair cost that you are
responsible for.
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